The Mortgage Motivation Podcast
Welcome to The Mortgage Motivation Podcast, the podcast that breaks down the complexities of home loans into real talk. I’m Gary A. Taylor, CEO and Broker-Owner of Affluent Mortgage LLC, with over a decade of experience helping people navigate the world of homeownership.
Whether you’re buying your first home, refinancing, or building your real estate empire, this podcast is your guide to understanding the ins and outs of the mortgage process. From exploring loan programs and market trends to mastering strategies and building the right mindset, we’ll cover it all—minus the boring banker talk.
Home loans might not sound thrilling, but trust me, the keys to your dream home are worth it. Tune in for tips, insights, and straightforward advice to help you make smart, confident decisions.
This is YOUR time to own it. Let’s unlock the doors to your future together.
Gary
Episodes
48 episodes
The 2025 Real Estate Market Will CRUSH the Unprepared – Don’t Be One of Them!!!
Bad credit, no savings, and high debt? That’s a recipe for disaster in the 2025 real estate market. If you’re serious about buying a home, these financial habits will hold you back—and I’m here to show you why. The goal isn’t just to get approv...
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Season 2
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Episode 48
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28:56
🏡 Action Over Auction: Foreclosures into Opportunities with Ken Engram
🏡 Action Over Auction: Turning Foreclosures into Opportunities with Ken EngramToday, I’m joined by Ken Engram, a Realtor with Samson Properties, who’s introducing his innovative approach to real estate: “Action Over Auction.”Ken...
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Season 2
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Episode 47
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40:49
2025 Game-Changing Mortgage Programs you need to Know About
💰 REAL ESTATE MONEY MOVES: REALTORS & INVESTORS, HOMEBUYERS PAY ATTENTION! 💰The market doesn’t wait—so why should you? The difference between winning and struggling is knowing the right mortgage strategies, loan programs, and fundin...
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Season 2
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Episode 46
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19:34
Dont buy a Home in Delaware until you listen to this.
🎙️ "Gary Taylor Giving You the FAQS: Your Guide to Buying a Home in Delaware in 2025!"In this exciting episode, I’m diving into 7 must-know FAQs about buying a home in Delaware, straight from real questions YOU asked in my recent poll! ...
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Season 2
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Episode 45
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17:07
Homeschooling while Closing Real Estate Deals, Nicole Larue teaches us how to have "Work Life Balance".
This week on The Mortgage Motivation Podcast I sat down with the incredible Nicole LaRue! 🏡💪Nicole is not just a full-time Realtor Extraordinaire serving Delaware & Maryland, she's also a wife, a homeschooling mama, AND co-host of t...
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Season 2
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Episode 44
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31:20
We are now on Youtube, short intro to the new Youtube Channel.
Make sure you go to Youtube right now and check me out. If you would like to get see the videos and listen to the Audio you know have that option. Thanks once again for your support!!!! Gary
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Season 2
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Episode 43
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0:32
Purchase your Home with a Team of Pros
🎙️ Unlock the secrets of real estate and mortgages in our latest episode! Whether you're buying your first home, refinancing, or investing, we’re breaking down the essentials with the pros who make it happen. 🏡✨👉 Mortgage Brokers: Why a...
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Season 2
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Episode 42
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11:11
The New You 2025!!!!!!!!!! Its Go time!!!!!
🚀 Welcome to 2025! It’s time to elevate your game and take control of your future. At Affluent Mortgage LLC, we’re kicking off the new year with a fresh, modern strategy designed for success: V.P.A.What is V.P.A.?1️⃣ Vision: Env...
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Season 2
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Episode 41
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17:09
Episode 40: "Millennials and GenZers: Navigating the 2024 Real Estate Market"
Cheyney Treherne joins us on TMMP, a dedicated Realtor based in Delaware and a proud member of the Madison Real Estate team. Join Cheyney as he navigates the dynamic world of real estate, specializing in assisting first-time homebuyers, Millenn...
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Season 2
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Episode 40
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30:29
Episode 39: "The Keys to Client Satisfaction in 2024"!!!!!!!!
Insights from Realtor Monica Peterson Welcome to today's episode where we dive into the keys to client satisfaction in the ever-evolving real estate market of 2024.Our guest, Monica Peterson, is not only a seasoned realtor but also...
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Season 2
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Episode 39
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33:55
Episode 38: Gary and Lester discuss Affluent Mortgage's 1 Year Annivesary and the future!!!!
Discover the future of mortgage lending with Affluent Mortgage as Gary and Lester share their insights and aspirations for lending in Delaware, Maryland, Pennsylvania, and Florida. Gain valuable perspectives on their strategic approach a...
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Season 2
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Episode 38
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25:13
Episode: 37 Ken Engram speaks to us about Family Life, Work Life Balance and Real Estate
Check out this insightful interview with my guy Ken Engram, a seasoned real estate agent born and raised in Virginia. Learn about Ken's journey from his roots in Virginia to becoming a successful realtor serving Delaware, Maryland, and V...
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Season 2
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Episode 37
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36:52
Episode 36: What are the 4 Cs to Credit/Lending? Increase your chances of Approval
Knowing how to play offense is the Key to Homeownership, use the following to evaluate your financial picture. Use the 4Cs to qualify for just about all loans, you should always be in control of the transaction. Let's take a look:<...
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Season 2
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Episode 36
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9:55
Episode 35: Self Employed Borrowers: Bank Statement Loans......Limited documentation
If you're a new investor exploring financing options, this video provides a comprehensive guide to Bank Statement Loans. Learn how these loans cater to the unique financial situations of self-employed individuals, making them accessible ...
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Season 2
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Episode 35
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10:15
Episode 34: No Income No Ratios INVESTMENT Loan: Lets talk about the DSCR Loan for 2024
A Debt Service Coverage Ratio (DSCR) loan is a type of Non-Qualified Mortgage (Non-QM) designed for real estate investors. It focuses on the property's cash flow rather than the borrower's personal income to qualify for the loan. The DSC...
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14:07
Episode 33: Why is a Pre-Approval so Important?
A Mortgage pre-approval is a crucial step in the home-buying process that offers several advantages, such as simplifying house hunting, strengthening offers, and providing time to resolve potential issues. Many real estate agents a...
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Season 2
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Episode 33
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18:52
Episode 32: Is there a Cheat Code for Real Estate?
"Plan your work and Work your plan!!!! Evaluate your financial situation: Determine your budget, assess your credit score, and calculate your debt-to-income ratio. This will help you understand how much you can afford and the type of mortgage y...
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Season 2
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Episode 32
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19:15
Episode 31: Trust The Process!!!!!!!
TRU$T THE PROCESS!!!!!!!!!! You have to allow your Team (Realtor and Mortgage Broker) help you get to the promise land. If you follow these simple steps I will assure you will be less stressed. Lets get to it....1.&nbs...
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Season 2
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Episode 31
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9:32
Episode 30: Part 3 of the VA Home Loan...VA Home Loan House Hack for Investors
I get asked all the time, "Can I use my VA Loan to Purchase an Investment Property"? Short answer is no, the home must be your Primary Residence. But if you are creative, you can purchase and receive rental income immediately...
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Season 2
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Episode 30
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11:39
Episode 29: Part 2 of 3 The VA Home Loan Process
I wanted to give you a overview of the VA Home Loan process. I will go over some strategies and what to expect in our current market.1. Eligible Properties and COE2. Pre-Approvals3. Presenting the ...
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Season 2
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Episode 29
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23:59
Episode 28: 6 Benefits of the VA Loan, Part 1 of 3 Vids
One of my favorite things about being in my position as a Mortgage Broker, is being able to work with my military family and those who support us. I wanted to dive in the VA loan to bring awareness and to kill some misconceptions ab...
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Season 2
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Episode 28
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12:49
Episode 27: Eligibility VS Affordabilty
What are we reviewing when we Underwrite and Loan? Being familiar with the following will be your key to homeownership.1. Credit2. Debt3. Income4. Collateral *******Eligibility ...
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Season 2
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Episode 27
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9:03
Season 2.....Episode 26.... The Affluent Movement... Reintroduce myself
This is the Mortgage Motivation Podcast intro video, I've been away for a few months but I'm back with Audio on Apple Podcast and Video for YouTube. Just wanted to give you a overview for my YouTube channel and also would like for ...
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Season 2
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Episode 26
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10:02
Gary giving you the FAQs!!!!!!!!!! Episode 25
Thank you for joining me on the Podcast, I wanted to answer a few questions that I get a lot in this new market. So I wanted to make sure I'm giving you the FAQs!!!! Listen to a few questions that some clients have about buying in t...
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Season 1
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Episode 25
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14:44
What are lenders looking for in a New Client? Tips for having a Smooth Transaction. Episode 24
Understanding what lenders are looking for could help you greatly when you are looking to purchase Real Estate. 1. A lender's perfect client... Know your personal profile, when you are getting financing you have to present your financia...
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Season 1
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Episode 24
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18:30