The Mortgage Motivation Podcast
Welcome to The Mortgage Motivation Podcast, the podcast that breaks down the complexities of home loans into real talk. I’m Gary A. Taylor, CEO and Broker-Owner of Affluent Mortgage LLC, with over a decade of experience helping people navigate the world of homeownership.
Whether you’re buying your first home, refinancing, or building your real estate empire, this podcast is your guide to understanding the ins and outs of the mortgage process. From exploring loan programs and market trends to mastering strategies and building the right mindset, we’ll cover it all—minus the boring banker talk.
Home loans might not sound thrilling, but trust me, the keys to your dream home are worth it. Tune in for tips, insights, and straightforward advice to help you make smart, confident decisions.
This is YOUR time to own it. Let’s unlock the doors to your future together.
Gary
The Mortgage Motivation Podcast
Episode 32: Is there a Cheat Code for Real Estate?
"Plan your work and Work your plan!!!! Evaluate your financial situation: Determine your budget, assess your credit score, and calculate your debt-to-income ratio. This will help you understand how much you can afford and the type of mortgage you qualify for. There ISN'T A CHEAT CODE MY FRIENDS!!!!!!!
0:00 Intro
2:20 - What is your Goal?
3:56 - Review your Credit
6:36 - Do you have a Budget
9:23 - Employment Information
10:58 - Do you have Assets?
12:36 - Are your documents organized?
15:02 - Your Real Estate Team
18:40 - Outro
Get pre-approved: Contact lenders and get pre-approved for a mortgage. Pre-approval provides an estimate of how much you can borrow and demonstrates your seriousness as a homebuyer.
Find a home and make an offer: Work with a real estate agent to find a suitable home within your budget. Once you've found a home, make an offer to the seller.
Remember, this is a general overview, and the mortgage process can vary depending on individual circumstances. It's crucial to consult with professionals and do thorough research to ensure a smooth and successful mortgage journey.
If you have any specific questions or need further assistance, feel free to ask!
Contact @Che Willis if you would like to schedule a call for Budgeting and Saving Strategies.
If you’d like more information or if you’d like to donate please go to:
@journeyunveiled on IG
www.journeyunveiled.org
For Budget/Investing 101, merch, or any previous episodes of this podcast please go to www.wealthisajourney.com.
Subscribe to my new Youtube channel, "The Mortgage Motivation Podcast"
https://www.youtube.com/@TheMortgageMotivationPodcast
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Gary's Digital Business Card
Gary Taylor | Co-Founder | Mortgage Broker
Affluent Mortgage LLC
D:302-469-0709
gary@affluentmtg.com
www.affluentmtg.com